Credit Ratings: Your Financial Report Card (But with Fewer Gold Stars)

Let’s talk credit ratings – the slightly terrifying, often misunderstood scorecards that tell the financial world whether you're a top-tier borrower or a walking default risk. They’re like a school report for companies, except the teachers are rating agencies and the detention is much more expensive.

Whether you’re an investor deciding where to park your pension pot, a CFO bracing for the agency's verdict, or simply someone trying to figure out why everyone’s panicking about a downgrade – this one’s for you.